What is Whole Life Insurance?
Also known as Guaranteed Whole Life Cover. This is a UK insurance policy that pays out when you die.
Should I have Whole Life Insurance or Term Life Insurance?
That is completely dependent upon your own circumstances and requirements.
Whole Life Insurance differs from Term Life Insurance in that it covers you for the eventuality of your death where Term insurance covers you incase you die.
Our Whole Life Insurance policy runs for the whole of your life.
Do you really offer an independent comparison service?
Absolutely yes! We are an independent online insurance broker and by using our inhouse state of the art online quotation system, you can compare quotes instantly online from a wide panel of insurance companies.
Below is a small example of the life insurance providers we use:
Why do I need Whole Life Insurance?
A whole life insurance policy provides a guaranteed level of cover and this policy will pay out upon your death.
This means that you can feel safe in the knowledge that when you die your loved ones will be taken care of financially and should they be left with any debts or financial burdens then these can easily be paid of by the whole life insurance policy.
What is the difference between ‘Term Life Insurance’ and ‘Whole Life Insurance / Guaranteed Whole Life Cover’?
Term life insurance is a policy which runs for a fixed duration of time (for example 10 years or 25 years) and this pays out a fixed amount of money should a claim be made. The insurance premiums will remain the same throughout the lifetime of the policy and is the most common life insurance policy taken out.
Guaranteed whole life insurance is a policy which runs for the duration of your life right up until your death. This policy covers you for the eventuality of your death, unlike term life insurance which covers you incase you die.
How much cover do I need?
If we’re not the first site you’ve come to then we’re pretty confident that you have already read some conflicting information regarding this.
It really does depend on your financial circumstances and what debts / burdens you would leave behind for others to pay. You also need to consider the quality of lifestyle those left behind would wish to continue with.
This should be something you should talk through with one of our advisors to ensure you receive the right level of cover on your life insurance policy.
What if I have more questions?
Don’t worry, after completing our quotation form one of our friendly advisors will contact you to discuss any matters you may be unsure of.
This advice will be free and impartial and from a fully qualified, friendly and experienced advisor and not a pushy sales person with targets to achieve.
Alternatively we have our FAQ’s section which contains all our most frequently asked question.
What should I do now?
Simple, just click the button to fill in our quick, single page online quotation form and we will do the rest.