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Term life insurance
life insurance that covers you for
a fixed duration...

Click here to compare term life insurance quotes
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    Term Life Insurance

    What is Term Life Insurance?Term life insurance from Insuranet
    Term Life Insurance is a type of life insurance policy which runs for a pre determined length of years (Term) agreed between the policy holder (yourself) and the insurance provider (Aviva, Axa, Vitality Life etc).

    Do I need Term Life Insurance?
    If the unforeseeable was to happen and you where to die, could your family and loved ones cope financially with the loss of your income?

    Would you be leaving behind a mortgage, any debts, HP agreements, car finance etc?
    If so then it will be your families responsibility to continue to pay these debts with a greatly reduced income.

    If they cannot afford to continue making these payments then their lifestyle and quality of life will suffer and they may even lose the family home which you have worked so hard to achieve.

    With a term life insurance policy in place, should you die unexpectedly, then this policy will pay your loved ones a lump sum of cash which can be used to pay off any of your outstanding debts and financial obligations such as your mortgage, loans, finance agreements etc.

    Your family can continue to live the same standard of lifestyle as experienced prior to your death and the loss of your income will not hit them so hard.

    A portion of your term life insurance could even be used to cover your funeral expenses.

    Are you associated or affiliated with any insurance providers?
    Absolutely not! Our partnered intermediaries offer a fully independent comparison and advice service to ensure we help you find the best policy available.
    Below is a small example of the life insurance providers we use:
    A sample of the life insurance companies we use

    What is the difference between ‘Term Life Insurance’ and ‘Whole Life Insurance / Life Assurance’?
    Term life insurance is a policy which runs for an agreed amount of years and its value and premiums remain the same through the whole life of the insurance policy.

    Whole Life Insurance or Life Assurance is an investment based policy which you continue to pay right up until your death. This policy is for the eventuality of your death where a term policy is their for incase you die.

    How much cover do I need?
    If we’re not the first site you’ve come to then we’re pretty confident that you have already read some conflicting information regarding this.
    It really does depend on your financial circumstances and what debts / burdens you would leave behind for others to pay. You also need to consider the quality of lifestyle those left behind would wish to continue with.

    This should be something you should talk through with one of our partnered advisors to ensure you receive the right level of cover on your life insurance policy.

    What if I have more questions?
    Don’t worry, after completing our quotation form one of our friendly partnered advisors will contact you to discuss any matters you may be unsure of.
    Any advice given will be from one of our friendly & qualified partnered advisors and not a pushy sales person with targets to achieve.

    Alternatively we have our
    FAQ’s section which contains all our most frequently asked question.

    What should I do now?

    Simple, just click the button to fill in our quick, single page online quotation form and we will do the rest.

    Click here to compare term life insurance quotes

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