What is Accident Insurance / ASU Cover?
Also known as ASU cover or Accident, Sickness & Unemployment Insurance, It is a UK life insurance policy which pays the policy holder a tax free monthly income should they be unable to work due to having an accident, becoming sick or being made redundant by their employer.
Is it the same as Income Protection Insurance?
Accident insurance differs from income protection in that it is more of a short term insurance as it will only cover you for 1-2 years dependent upon your provider.
Income protection Insurance will cover you against illness or disability but does not include redundancy cover. However, this policy will continue to pay you a tax free monthly income until you are capable of returning to work or until your chosen retirement age. To compare quotes and for further details about our income insurance please visit our income protection page.
What providers do you compare?
Our partnered intermediaries predominantly compare a ‘whole of market’ range of providers and are not connected or affiliated with any single provider so you can be assured that any advice given will be completely impartial and in your best interest.
Below is a small example of the insurance providers our partners use:
Why do I need Accident Insurance?
Imagine being involved in an accident such as a car crash or simply falling down the stairs and injuring yourself so badly that you where temporarily unable to go back to work?
Could you survive financially with all your monthly outgoings such as a Mortgage, Loan repayments, finance agreements etc?
With Accident Sickness and Unemployment Cover you will receive a tax free monthly income for 1 -2 years dependent upon your policy to help you manage your finances whilst you are on the road to recovery.
With ASU Cover, you can also have the option of covering yourself against sickness and unemployment / redundancy.
What if I have some questions regarding Accident Insurance?
Please visit our FAQ’s section which contains many of our most frequently asked questions regarding life insurance. If you can’t find what your looking for there then after filling in our form you can simply speak to one of our qualified and friendly partnered advisors who will be more than happy to answer any questions you may have. This advice will be free and impartial.